Balance Transfer Home Loan
Own your dream home, the easy way, with a home loan thru Panobiz.
Based on every individual's credit score and other parameters every bank & NBFCs have
their own norms on interest rates , loan amount and loan period. Its complex. However we
make it simple for you by identifying the apt lender who gives you the best interest rates
and with an easy processing of your home loan.
Compare the deals get. Choose the most apt for you. We present to you many options for
your home loan. The power of choice of the lender is made available to you, in your hands.
- Why Panobiz Home Loans?
- Specialized Home Loan Solutions
- Who Can Apply for a Home Loan?
- Simplified home loan apply process with bare minimum paperwork
- Help you with best home loan interest rates
- Select the lowest home loan interest rate or lowest EMI home
loan as a choice
- Trusted partners for bank home loan solutions
- Your home loan transfer for better rates made simple
- Specialized offers for home loan for women and home loan in
Chennai
- Get your loan approved for a clear home loan documents list
- Save with our Home Loan Tax Benefits
- Compare home loan interest rates and EMI options with our
digital tools
- Home Improvement Loan - Home renovations and repairs
- Top-up Home Loan - Additional funds over your existing loan
- Plot Loan - Buy your residential plots
- Home Extension Loan - Expand your home with living space
- Quick Disbursement Home Loan - Fast approvals and release
- Minimal Documentation Home Loan - Simplified paperwork
- Zero Foreclosure Charges - Repay your home early without any
penalties
- Home Loan for NRIs - Non-resident Indians can avail home loans
- First-Time Home Buyer Guide - Guided loan application
- Second-Time Home Buyer Guide - Buying their next home
- Home Loan "Near Me" - Find lenders near your location
- Salaried employees looking for easy home loan
- Self-employed professionals with home loan eligibility profile
- Women applicants eligible for special home loan under women
schemes
- Home loan for NRIs
- First-Time Home Buyer Guide for the First-time buyers
- Existing borrowers opting for a home loan transfer or top-up
home loan
Raising funds for personal emergencies or for working capital for your business ?
Need funds to expand your business?
Now you can get funds upto 75% of your property value by availing loan against property for
amounts ranging from Rs 5 Lakhs to Rs 50 Crores. A host of lending institutions offers these
products and Panobiz makes it easy for you to access the funds from these banks or NBFCs.
You also get the best deal on Loan against property.
Loan against property is available against residential property or commercial property.
- Why Choose Panobiz Loan
Against Property?
- Who Can Apply for a Loan Against
Property?
- Attractive loan against property interest rate choices
- Instant loan against property eligibility checks
- Multiple offers for loan against property for business expansion
- Loan against property for NRIs with easy application
- Hassle-free process with a clear loan against property documents
required checklist
- Optimize your portfolio using loan against property balance
transfer
- Affordable EMIs with the latest LAP loan interest rate and LAP
interest rate today
- Compare benefits with loan against property vs. home loan
guidance
- Facility for loan against property with low CIBIL rated
individuals
- Get more funding through a top up loan against property
- Salaried individuals owning a residential or commercial property
or agro land
- Self-employed professionals like doctors, consultants and
business owners
- SMEs/corporates/businesses looking for a loan against property
for business expansion
- Farmers/landlords looking for loan against agricultural land
- Loan against property for NRIs
- Individuals with low credit scores trying for a loan against
property with low CIBIL
You can now move your existing Home Loan from your existing lender to a new one and
avail lower interest rates. Lower interest help you save you hard earned money over the
loan period. The outstanding home loan amount with your present lender is taken over by a
new lender who offers you lower interest rates, higher repayment periods etc.
Additionally you can even avail a higher loan amount and thus procure additional funds for
your requirement. Thus balance transfer plus top up is a double benefit of both savings and
additional funds.
In case you find it difficult to pay your current EMIs , a balance transfer with higher
repayment period will help you lower your EMI amount. This is based on lower interest
rates and a higher repayment period which helps restructure your home loan and reduce
your monthly installment on the home loan.
A mortgage loan balance transfer helps you reduce the monthly repayment amount on your
existing loan.
LAP balance transfer offers you an opportunity to reduce your fixed obligation and thereby
increase your working capital availability for your business. The repayment terms are
structured to offer you a longer repayment period as well as lower interest rates.
The loan to value in a LAP product is generally 75% of the property value. The value of the
property may also have increased and therefore there is a possibility to avail additional
funds against the property.
The Panobiz loan experts guide you on availing the balance transfer with top up of loan for
your loan against property. Partnered with many banks & NBFCs, you get all required service
to compare the offerings and then decide.
Avail a perfect Loan against Land with best interest rates
Make your land to support you financially with our Loan against land property by
raising funds for your needs
whether it is personal or for your business. Say it is a loan against plot, loan
against residential plot, or
even a loan against agricultural land, we offer quick approvals, lowest interest
rates, and flexible repayment
options.
- Why Choose Our Loan
Against Land Services?
- Eligible Land Types for Loan
against Land
- Process & Document Required
Simplified Loan Process
- Simplified loan against land application
- Fully digitized documentation
- Instant loan against land approval
Lowest Rates in the Market
- Competitive loan against land interest rate schemes
- You can compare with the best loan against land interest
rates
- Flexible tenure
- Lowest possible EMI
Variety of your Properties
-
loan against residential land
- loan against vacant land
- loan against open plot
- loan against residential plot of land
- loan against non-agricultural land
For secured loan against land property you should have following:
- Approved Residential Land
- Approved Industrial Land
- Loan Against Non-Agricultural Land
- Loan Against Residential Plot of Land
- Loan Against Vacant Land / Loan Against Open Plot within
municipal limits
Loan Against Land Process
- Submit your details online.
- Check loan against land eligibility.
- Submit documents required for loan against land.
- Avail the best loan against land interest rate offers.
- Choose repayment tenure & get instant loan against land
approval.
We have a flexible loan against land loan tenure which helps you with
a very comfortable repayment schedule.
For secured loan against land property, you must have:
- The land/plot under your legal ownership
- A very clear property titles
- Have a good financial flow for repayment capacity
- The property should be within approved municipal/corporation
limits
Documents Required for Loan Against Land
- ID & Address Proof
- Ownership proof of land (title deed, property papers)
- Latest EC
- Income proof (salary slips / IT returns / business proof)
- Bank statements (last 6 months)