These Terms and Conditions govern the use of the Panobiz.in website, owned and operated
by Panobiz Business Technologies Pvt. Ltd. By accessing or using this website, you agree
to
comply with these terms. If you do not agree, please discontinue using this website
immediately.
Company Information
Panobiz Business Technologies Pvt. Ltd.
Springfield Apartments, Balaraman Street,
Adyar, Chennai, Tamil Nadu - 600 020.
Email:
corpdsa@panobiz.in
Website:
www.panobiz.in
Eligibility and Acceptance
By using Panobiz.in, you confirm that you are at least 18 years of age and legally
competent
to enter into binding agreements under the laws of India. Continued use of the website
signifies your acceptance of these terms.
Services Disclaimer
Panobiz acts solely as a facilitator between users and financial institutions such as
banks
and NBFCs. Panobiz does not itself offer or sanction loans, financial products, or
credit
facilities. All loan approvals, terms, and interest rates are determined solely by the
respective financial institutions. Panobiz does not guarantee any approval, interest
rate, or
loan amount.
Use of Website
Users agree to use the website for lawful purposes only. Any misuse, fraudulent
activity, or
attempts to disrupt website operations may result in immediate termination of access and
potential legal action.
Intellectual Property
All text, graphics, logos, images, and software appearing on Panobiz.in are the
exclusive
property of Panobiz Business Technologies Pvt. Ltd. Unauthorized reproduction or use of
the site content without written permission is prohibited.
Communication Consent
By submitting your contact details on the website, you authorize Panobiz and its
partners to
contact you via phone calls, SMS, WhatsApp, and email regarding loan offers and related
services. Such communication complies with TRAI and IT Act regulations.
Limitation of Liability and Indemnification
Panobiz shall not be liable for any direct or indirect damages resulting from your use
or
inability to use this website, including but not limited to loss of data, income, or
business
opportunities. You agree to indemnify Panobiz, its directors, employees, and affiliates
against any claims, losses, or damages arising from your violation of these terms.
Non-Solicitation and Data Protection
Users and partners are strictly prohibited from misusing, copying, or redistributing any
customer data, inquiries, or leads obtained from Panobiz. Unauthorized usage will result
in
immediate termination and possible legal prosecution under IT laws.
Force Majeure
Panobiz shall not be liable for any failure or delay in performance caused by events
beyond
its reasonable control, including but not limited to natural disasters, cyberattacks,
network
failures, or governmental restrictions.
Modifications and Termination
Panobiz reserves the right to modify, suspend, or terminate any part of the website or
these
Terms at any time without prior notice. Users are encouraged to review this page
regularly.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any
dispute shall fall under the exclusive jurisdiction of the courts in Chennai, Tamil
Nadu.
© 2025 Panobiz Business Technologies Pvt. Ltd. All Rights Reserved.